Kåpan Pensioner manages collectively agreed occupational pensions for people who are or have been government employees. We offer a traditional pension insurance with a guaranteed interest rate and good returns over time. Kåpan is a mutual insurance association. This means that the members own the business together. The association manages over SEK 100 billion for more than 850,000 members. We are a small insurance company with a major and important assignment.
We make long-term choices to optimise the balance between risks and returns. At the same time we keep our costs as low as possible and use limited resources on marketing. All in order to give you a good return on your pension capital at the lowest possible cost. When there is a surplus, everything goes back to you in the form of bonuses.
We conduct responsible investment management. We make investments on the basis of ethical standards and principles which are strongly rooted in Swedish society, based on decisions made by the Swedish Parliament and Government.
Kåpan was formed in 1992 by the parties to the government collective agreements. The name, Kåpan, is the Swedish acronym that stands for complementary retirement pension. It is also the family name of our various pension insurance products.
Statutes for Kåpan Pensioner
Adopted on 1 January 2021